It depends

I often answer clients' questions with an "it depends." A professional answer cannot simply be binary, YES/NO. It must take into account the client's personal context and help the client understand the possible consequences of each choice. The consultant is not an oracle, but a professional who must help improve the client's decisions. By the way, those who acted based on the answers of oracles often ended up badly. 
This is why I am always skeptical when I read (and it happens very often) investment advice given without even knowing who will read it, and I always advise against making investment decisions based on this advice. 

I discovered that Ben Carlson also asks himself the same questions, and he summarized them in a very interesting article. For those who want to learn more: https://awealthofcommonsense.com/2020/07/it-depends/?utm_source=dlvr.it&utm_medium=linkedin