Financial education is important, but it is not the answer to the problems of the Italian saver. No matter how many resources are devoted to financial education, the level of knowledge that can be achieved will never be comparable to that of an honest and experienced professional. The best financial education is to suggest seeking assistance from a competent and independent advisor, free from conflicts of interest and working exclusively in the client's best interest. And who also provides a valuable financial education service. 

Below is the letter from the President of NAFOP on the subject. 

https://www.nafop.org/leducazione-finanziaria-non-e-la-risposta-lettera-del-presidente-dellassociazi...